Today, we are going to Forecast the Aadhar Housing Share Price Target 2025 to 2050 as part of a long-term outlook. We’ll also analyze the future potential of Aadhar Housing Stock, including whether it’s a good time to buy or sell. All opinions are sourced from top financial analysts and backed by verified data from trusted sources.
Aadhar Housing Finance is a leading player in India’s affordable housing finance sector, helping low-income families achieve their dream of owning a home. With a tagline, “Ghar banega, toh desh banega,” it focuses on providing retail home loans and loans against property (LAP) to salaried and self-employed individuals in Tier-2 and Tier-3 cities.
The company has shown strong growth, with its Assets Under Management (AUM) rising from ₹13,337 crores in FY21 to ₹25,530 crores in FY25, achieving a 17.6% CAGR. Aadhar operates a robust network across India, maintaining strong asset quality with low gross non-performing assets (GNPA) at 1.1-1.5%. Backed by diversified funding and AAA/stable credit ratings, it ensures competitive borrowing costs and sustained profitability, making homeownership accessible for millions of Indians.
Aadhar Housing Share Price Today
Financial of Aadhar Housing
Aadhar Housing Share Price Target is based on live, up-to-date data, with analyst recommendations—whether to buy or sell—updated regularly. We recommend checking back periodically for the latest insights.
Analyst: Aadhar Housing Share Price Target 2025
Target high is the top price analysts expect and target low is the lowest and Target mean is the average value. Recommendation mean (usually 1 = strong buy, 5 = strong sell) shows average rating and recommendation key shows overall view like underperform. Analyst count means Total number of analysts who gave their opinion.
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Brokerage: Aadhar Housing Share Price Target 2025
| Date | Author | Target | Type |
|---|---|---|---|
| 26 Jun 2025 | BP Wealth | 542.00 | Buy |
| 07 Feb 2025 | ICICI Securities Limited | 550.00 | Buy |
Based on the latest brokerage report, let’s analyze and forecast the Aadhar Housing share price targets 2025 to 2050 as part of a long-term outlook. We will also evaluate the future growth potential of Aadhar Housing stock.
Aadhar Housing Share Price Target 2025
Aadhar Housing Finance is targeting 20% AUM growth in FY25, with stable margins and strong asset quality (GNPA at 1.1–1.5%). Its diversified borrowing (53% bank loans, 23% NCDs) and AAA/Stable ratings ensure low funding costs. The focus on high-yield LAP and underserved Tier-2 markets supports profitability. Assuming a 20% earnings growth and a P/E ratio of 15–18 (typical for NBFCs), the share price could rise from ₹444 to ₹480–₹520 by year-end 2025. Strong capitalization (Tier 1 CAR at 5.5%) and a robust network further bolster this target, despite rising borrowing costs (8.1%).
Aadhar Housing Share Price Target 2026
By 2026, Aadhar’s consistent 17.6% AUM CAGR (FY21–FY25) and projected 20% growth should continue, driven by its retail-focused strategy and penetration in low-income segments. Improved portfolio yields (13.5% in FY25) and a stable borrowing mix will likely sustain margins. With expected earnings growth of 18–20% and a slightly higher P/E of 18–20 due to market confidence, the share price could reach ₹580–₹640 from ₹400. Asset quality (96% Stage-1 loans) and prudent risk management reduce downside risks. However, potential interest rate hikes could slightly impact margins, though Aadhar’s floating-rate loan structure (79% of AUM) offers flexibility.
Aadhar Housing Share Price Target 2030
By 2030, Aadhar’s leadership in affordable housing and multi-decade growth potential in Tier-2 cities should drive sustained 15–18% AUM growth. Its diversified geographic footprint (no state exceeds 15% of AUM) and extensive network (over 500 branches) ensure scalability. Rising demand for affordable housing and stable asset quality (GNPA at 1.1–1.5%) support long-term profitability. Assuming a compounded earnings growth of 15% annually and a P/E of 20–22, the share price could climb to ₹900–₹1,100. Macroeconomic stability and government housing initiatives (e.g., PMAY) will likely boost demand, though competition and regulatory changes could pose challenges.
Aadhar Housing Share Price Target 2040
By 2040, Aadhar’s deep market penetration and focus on underserved segments should solidify its dominance. Assuming a conservative 12–15% AUM growth rate, driven by India’s urbanization and housing demand, Aadhar’s AUM could exceed ₹1 lakh crore. Stable margins, supported by a diversified borrowing mix and strong credit ratings, will enhance earnings. With a P/E of 22–25, reflecting its established market position, the share price could reach ₹2,200–₹2,800. Risks include economic slowdowns or technological disruptions, but Aadhar’s robust risk management and scalability mitigate these. Government policies promoting affordable housing will further support long-term growth.
Aadhar Housing Share Price Target 2050
By 2050, Aadhar could be a leading NBFC, capitalizing on India’s growing low-income housing market. Assuming a 10–12% AUM growth rate, driven by sustained demand and digital lending advancements, Aadhar’s scale and profitability will expand significantly. With strong capitalization and a P/E of 25–30, reflecting its maturity, the share price could reach ₹5,000–₹6,500. Long-term risks include policy shifts or economic volatility, but Aadhar’s diversified portfolio and risk controls provide resilience. Its focus on Tier-2 cities and affordable housing aligns with India’s long-term urban growth, making it a compelling long-term investment.
| Year | Minimum | Maximum |
|---|---|---|
| 2025 | ₹480 | ₹520 |
| 2026 | ₹580 | ₹640 |
| 2030 | ₹900 | ₹1,100 |
| 2040 | ₹2,200 | ₹2,800 |
| 2050 | ₹5,000 | ₹6,500 |
Here’s a long-term price target projection. considering its fundamentals, valuation trends, earnings growth, market position and analyst estimates. Since actual broker-provided long-term targets (beyond 2025) are not available in the report, the following is a reasonable forecast.
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Join NowDisclaimer– These Share Price Targets are only provided for informational purposes only. It does not constitute a recommendation to buy, sell, or hold stock. Investors should conduct their own research and analysis and consult with financial experts before making any investment decisions.
