Today, we are going to estimate the IIFL Finance Share Price Target 2024 to 2050 Long Term Prediction. IIFL Finance is listed on the NSE under the symbol “IIFL” and on the BSE with the code “532636”. let’s analyze the future of IIFL Finance shares as well, including whether it’s a good time to buy or sell them today.
Additionally, we will also take into analysis IIFL Finance Share Recommendations from various brokerage firms, including Target’s High Price, Target’s Low Price and Recommendation at the end of the article.
Profile of IIFL Finance
|IIFL Finance Limited
|Financial services including broking,
and various other financial products
|India Infoline Group
Keep an eye on IIFL Finance’s share price today with real-time updates, and examine its performance on the stock market through comprehensive charts that display the fluctuations in IIFL Finance’s stock price.
About IIFL Finance Company
IIFL Finance Limited, commonly known as IIFL, is a prominent player in the financial services sector in India. It operates in partnership with its subsidiaries, which include IIFL Home Finance Limited, IIFL Samasta Finance Limited (formerly Samasta Microfinance Limited), and IIFL Open Fintech Private Limited.
These include home loans, gold loans, business loans including loans against property and medium & small enterprise financing, microfinance, developer & construction finance and capital market finance; catering to both retail and corporate clients.
IIFL Finance has an asset-light business model, with co-lending and assignments contributing approximately 15% and 25% to the AUM mix, respectively. The company is present in around 26 states and union territories in India, with a distribution network of approximately 4,600 branches.
For instance, the “My Money” app provides paperless instant unsecured business loans and personal loans ranging from INR 40,000 to INR 3 million.
Financial of IIFL Finance
Conduct a SWOT analysis of IIFL Finance Share based on its financials. We will break down the key elements of strengths, weaknesses, opportunities, and threats using the financial data.
Steady Revenue Growth: IIFL Finance has demonstrated consistent growth in total revenue over the past years, escalating from ₹23,487,360,000 in 2020 to ₹59,313,100,000 in the trailing twelve months (TTM). This indicates a strong market position and the ability to generate increased income.
Rising Net Income: The net income for common stockholders has shown a substantial increase, from ₹5,018,300,000 in 2020 to ₹16,906,900,000 in TTM. This improvement in profitability is a positive indicator of financial health.
Solid Asset Base: The total assets have grown from ₹343,410,740,000 in 2020 to ₹514,636,600,000 in 2023, reflecting a robust asset base that can support future growth and lending capabilities.
Negative Operating Cash Flow: A major concern is the negative operating cash flow, which has deteriorated from ₹10,051,540,000 in 2020 to a negative ₹65,214,800,000 in TTM. This raises questions about the company’s efficiency in using its resources and managing working capital.
High Debt Levels: The company’s total debt has escalated to ₹400,174,200,000 in 2023, from ₹272,744,870,000 in 2020. High debt levels can be a risk factor, especially in volatile financial markets.
Dependence on Debt Issuance for Financing: The reliance on debt issuance, as seen in the financing cash flow, indicates a potential vulnerability to interest rate fluctuations and economic downturns.
Growing Market Demand: With the expanding Indian economy, there is a growing demand for financial services, which IIFL Finance can capitalize on.
Diversification of Services: There is an opportunity to diversify into related financial services, thus reducing reliance on traditional revenue streams.
Technological Advancements: Leveraging technology for better customer service and operational efficiency can be a key growth driver.
Economic Fluctuations: Economic downturns can affect loan repayments and increase the risk of defaults, impacting profitability.
Regulatory Changes: The financial sector in India is subject to regulatory changes, which could affect operations and compliance costs.
Competitive Pressure: The industry is highly competitive, and maintaining market share against established and emerging players is a constant challenge.
An effective method for evaluating the IIFL Finance share price Target is by examining research reports and analyses conducted by reputable financial institutions and brokerage firms. The latest research reports are available on IIFL Finance.
|5 Jan 2024
|20 OCT 2023
|ICICI Securities Limited
|21 AUG 2023
|ICICI Securities Limited
The financial services firm Motilal Oswal published the latest research report on IIFL Finance Share Price Target, assigning a ‘buy’ rating with a share price target of Rs. 800 from its current market price of Rs. 635.
IIFL Finance, a prominent NBFC in India, has demonstrated significant growth with an AUM CAGR of 22% from FY21 to 1HFY24, reaching a consolidated AUM of about INR 731 billion. The company operates across approximately 26 states/UTs with a network of 4,600 branches.
IIFL’s asset-light model, including co-lending and assignments, contributes notably to its AUM mix. Strategic expansions in retail segments and investments in digital processes have positioned it for an estimated 25% AUM CAGR over FY23-FY26E.
Key strategic decisions like exiting the CV finance business and focusing on lower-ticket LAP and business loans have helped IIFL specialize in granular retail businesses. The company’s asset quality has improved post-COVID, with a reduction in GS3 assets to 1.8%.
Looking ahead, IIFL is expected to achieve a PAT CAGR of 28% over FY23-FY26E with a RoA/RoE of ~4.1%/22% by FY26E. The stock is currently trading at 1.9x/1.5x FY25E/FY26E P/BV with a BUY rating and a target price of INR 800.
Risks include potential regulatory changes, fluctuating gold prices, and cyclicality in the MFI and gold loan sectors. However, with its efficient liability management, stable NIM outlook, and quality earnings from co-lending, IIFL is well-positioned to mitigate these challenges. The company is primed for significant growth and is an attractive option for investors, forecasted to see a price increase of 26% to INR 800.
We will analyze the performance of the company’s shares in recent times and provide you with a well-researched IIFL Finance Share Price Target 2024, 2025, 2030 to 2050 based on our Research knowledge and forecasting.
IIFL Finance Buy or Sell
Daily Low / High
Peer Comparison of IIFL Finance
|Mar Cap Rs.Cr.
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– As of 5 January 2024, the current share price of IIFL Finance is ₹641 Check out today’s current share price of IIFL Finance in the top.
– According to Google historical data, the price of IIFL Finance on 20 MAY 2005 was ₹8.02.
– The latest research report from Motilal Oswal sets an IIFL Finance Share Price Target of Rs.800.
– Based on our analysis, the maximum IIFL Finance Share Price Target in 2025 is projected to be ₹1,000.
– Based on our analysis, the maximum IIFL Finance Share Price Target in 2027 is projected to be ₹1,200.
– Based on our analysis, the maximum IIFL Finance Share Price Target in 2030 is projected to be ₹1,500.
– Based on our analysis, the maximum IIFL Finance Share Price Target in 2035 is projected to be ₹2,500.
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I would like to remind you that I am not authorized by SEBI to provide any financial advice or recommendations. As you know, Share price prediction is not an exact science, That’s why I am conducting in-depth research and using different AI tools to predict share prices.
Disclaimer– These Share Price Targets for “IIFL Finance Share Price Target” are only provided for informational purposes. It does not constitute a recommendation to buy, sell, or hold IIFL Finance stock. Investors should conduct their research and analysis and consult with financial experts before making any investment decisions— Sharedhan.com